6 More Reasons Why You Are Broke
In my previous article, Why You Are Broke, I listed reasons why many people live paycheck to paycheck. After some positive feedback, I decided to create another list which digs deeper into why you are low on funds all the time assuming you have a steady income. These reasons go beyond the normal reasons you read and hear about. These reasons do not include how much money you make because that’s not the problem. You would just spend more money if you had more money. These are things you can fix today and get on the right track to financial flexibility.
7 Tips To Achieve Financial Freedom

Author: Neo0421
The concept of time and money had changed throughout history. The term Financial Freedom has gained much popularity in the ever changing financial scenario today. More and more people are on the lookout for home based business ideas and opportunities. If you’ll browse the internet, there are tons of programs online which offer top home business ideas and home business reviews. Read more
Why You are Broke- 6 Reasons You Have No Money
You live paycheck to paycheck and find it hard to get ahead. You blame your job not paying you enough or you blame others in some form. Everyone but yourself creates this world where you have no choice but to spend all your money.
Everyone wants to have money but not everyone wants to have money if that makes any sense at all (it does to me). What I mean is people without money will not own up to why they don’t have it. You can always make more money but that will only be more money to spend until you are broke so that’s not the problem. Below are some reasons why you are broke and see if some or all these reasons apply to your situation.
1. You Don’t Know How to have Fun on the Weekends without Spending-
Those killer weekends can do plenty damage to your finances if you are not careful. Whether its shopping at the latest weekend sale at the mall, drinking shots at the bars, eating at restaurants, or dancing the night away at a club, you are always doing at least one of those activities which may make you pockets a little lighter by Monday. Read more
Finance Books to Learn and Manage Your Money
By: David Stack
Personal finance is hard enough as it is. It’s absolutely daunting to doing the whole thing by ourselves, especially if we’re not very well-versed in keeping logs of earnings and expenses, calculating our own net worth, reducing debts, and managing our finances by ourselves. We could all use a little input from experts, especially when it gets really confusing and we don’t know where to start. Here are several finance book recommends:
Motivational Quotes from Zig Ziglar
We all need words of wisdom sometimes in order for us to get off our asses and strive to obtain our goals in life. Zig Ziglar, is one of America’s preeminent self-help authors and speakers.
He has written prominent books and several audio productions in the fields of developing a positive self image, goal-setting, for which he is legendary. His quotes alone have inspired many to improve their lives so here at physcodog.com we hope we can do the same by sharing some of his best with you.
Do You Play the Blame Game? Look in the Mirror
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Many people want to look at others successes and failures and critique them. At the same time, they are the same ones who complain about their own situations. I cannot stand that one bit!
What I don’t get is they are so busy wasting time looking at others situation they don’t handle their own with as much effort. I always believed you are where you are because of you and no one else.
There may have been influences to steer you in certain directions in life, but still no one is to blame but you. At the same time when success fulfills your life, you are the one who earned it. An opportunity can slap you right in the face and if you are not looking for it, a chance to change your life can fly right by you.

