6 More Reasons Why You Are Broke
In my previous article, Why You Are Broke, I listed reasons why many people live paycheck to paycheck. After some positive feedback, I decided to create another list which digs deeper into why you are low on funds all the time assuming you have a steady income. These reasons go beyond the normal reasons you read and hear about. These reasons do not include how much money you make because that’s not the problem. You would just spend more money if you had more money. These are things you can fix today and get on the right track to financial flexibility.
7 Tips To Achieve Financial Freedom
Author: Neo0421
The concept of time and money had changed throughout history. The term Financial Freedom has gained much popularity in the ever changing financial scenario today. More and more people are on the lookout for home based business ideas and opportunities. If you’ll browse the internet, there are tons of programs online which offer top home business ideas and home business reviews. Read more
Why You are Broke- 6 Reasons You Have No Money
You live paycheck to paycheck and find it hard to get ahead. You blame your job not paying you enough or you blame others in some form. Everyone but yourself creates this world in which you have no choice but to spend all your money to be broke. Everyone wants to have money but not everyone wants to have money if that makes any sense at all (it does to me). What I mean is people without money will not own up to why they don’t have it. You can always make more money but that will only be more money to spend until you are broke so that’s not the problem. Below are some reasons why you are broke and see if some or all these reasons apply to your situation.
1. You Don’t Know How to have Fun on the Weekends without Spending-
Those killer weekends can do plenty damage to your finances if you are not careful. Whether its shopping at the latest weekend sale at the mall, drinking shots at the bars, eating at restaurants, or dancing the night away at a club, you are always doing at least one of those activities which may make you pockets a little lighter by Monday. Read more
Are Student Loans Still a Good Bet?
Author: Jeff Mictabor
In the mid- and late-1960s, there was no doubt among U.S. public policy makers that the federal government should be encouraging more citizens to attend and graduate from college.
Bolstered by the success of the highly popular GI Bill, which paid college expenses for military veterans, federal student loans were hailed as a “GI Bill for all Americans.” These low-interest loans allowed students from modest means to attend college in numbers never before seen. The college graduation rate, which had hovered around 7 to 8 percent, steadily climbed to today’s rate of nearly 30 percent.
Backing the idea that higher education is nearly universally better than entering the workforce straight out of high school were statistics that showed that college graduates, on average, would benefit from as much as $1 million more in lifetime earnings than students who didn’t graduate with a post-secondary degree. Read more
3 Ways those Wild Weekends Kill Your Finances and Health
It’s Friday morning and you wake up with a smile on your face! It’s payday and you hop out of bed with more energy than any other day of the week. The weekend passes and now its Monday morning and you wake up again feeling like s!#h for two reasons. 1 is that you had a wild weekend and 2 is you are damn near broke and you do not get paid again for another two weeks. You say to yourself, “What in the world happened in a three day time span that nearly wiped out my funds? I have to somehow make it to payday but how?” Read more
Finance Books to Learn and Manage Your Money
By: David Stack
Personal finance is hard enough as it is. It’s absolutely daunting to doing the whole thing by ourselves, especially if we’re not very well-versed in keeping logs of earnings and expenses, calculating our own net worth, reducing debts, and managing our finances by ourselves. We could all use a little input from experts, especially when it gets really confusing and we don’t know where to start. Here are several finance book recommends:
